Excellent 4 out of 5
Based on 244 reviews on Trustpilot
Excellent 4 out of 5
Based on 244 reviews on Trustpilot
If you had car finance (PCP or HP) since 2007, you may be entitled to a refund.
Results within 60 seconds
Enter your details using our free online claim checker.
Our system finds your qualifying agreements since 2007.
Get your results in 60 seconds.
Excellent 4 out of 5
Based on 244 reviews on Trustpilot
"Amazing experience and I would not hesitate to recommend to others."
Megan · 2025 · Unprompted review
"Kept me informed throughout the whole process ... Would definitely recommend!"
Abbey · 2025 · Unprompted review
"Excellent service, friendly and very professional — they succeeded in winning my case."
Adele · 2025 · Verified review
You do not need to use a legal representative. You can submit a complaint yourself to your car finance provider. Where your claim is unsuccessful, you may appeal to the Financial Ombudsman Service for free.
To have a strong PCP claim, your finance agreement usually needs to have been mis-sold to you.
Key terms such as costs, interest rates or how the agreement worked weren't properly set out or were misleading.
The dealer or broker received a commission that wasn't made clear, which may have influenced the finance deal you were offered.
The lender failed to make reasonable checks to ensure the monthly repayments were affordable for you.
Not sure if this applies to you?
If any of these sound familiar, there’s a good chance you could have a valid PCP claim. It only takes a minute to find out.
Get answers to common questions about PCP claims